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全球化企业而言，选择传统银行还是Airwallex这类金融科技公司，考量的核心维度主要在哪里呢？答案是“成本控制” 与 “效率适配”。　　“对TikTok、SHEIN这类在30、40个国家运营的企业，自建金融支付平台几乎是‘不可能完成的任务’。”吴恺向界面新闻记者算了一笔“技术账”：需组建数百人工程师团队，研发周期至少一年半，还得持续投入迭代；每进入一个新市场，又要重新对接当地技术接口，属于“无休

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